I always say to sign up for loyalty programs when they are free. The other day in the mail I received a $25 "dividend" from REI. We don't shop there very often, but we shopped enough in 2009 to get the $25, I didn't even know it was coming. We can't even remember what we bought, but hey..... I'll take the $25 and the 20% coupon that came with it.
Woo Hoo :-)
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